Financial Policy

We understand that our patients have different financial situations, and to help ensure that each patient can afford the dental care he or she needs, we provide several payment options to work within your budget.

Whether considering dental implant or cosmetic dental treatments, we encourage you to call our office and our Financial Coordinator will be glad to explain each option to help determine which method is best suited for you.

For your convenience, we offer:

PAYMENT PLANS SHORT AND LONG TERM:

Our office can provide payment plans individually tailored to the needs of each patient, both short- and long-term to help fit your budget.  They may be made either in-office or using a 3rd party financing company.

A pre-payment savings is offered for certain prosthodontic cases as presented in the treatment consultation.

3RD PARTY PATIENT FINANCING SOLUTIONS

We are pleased to offer our patients simple and affordable ways to pay for your dental care, with either Care Credit or Lending Club Patient Solutions.  Interest rates are very competitive and approvals are high, with usually fast decisions.  Our patients can have the funding flexibility they need, with maximum loan amounts of $50,000 and a monthly term limit of up to 84 months.  Extended Payment Plans can provide some of the most flexible and lowest monthly payments.

The two companies we work with regularly are: Care Credit and Lending Club.

carecredit logo

APPLY NOW:       https://www.carecredit.com/apply

Lending Club logo   APPLY NOW:  lendingclub.com/patients

Dental Insurance

We are happy to file claims to insurance for your reimbursement as long as you are free to choose your own dentist.  Dr. Maggie Chao is in network with Delta Dental as a Premier Provider.  If we are not in-network with your insurance company, don’t fret.  You will most likely still be able to utilize your benefits and we are happy to help you understand them. Pleasanton Prosthodontics does not participate in HMO’s.

Insurance policies are an agreement between you, your employer and your insurance company. We do our best to provide accurate estimates.  We bill and track claims as a courtesy to you.  Should insurance benefits result in less coverage than anticipated, you will be responsible for your total obligation.

A note about dental insurance programs: In general, insurance plans reimburse a provider less than the cost of providing top quality restorations.  We choose to work with top quality laboratories and technicians who hold themselves to high standards. We stand by our work so your investment will be intact with us.

Payment is due at the time of service

For your convenience, we accept Visa, Mastercard, American Express, and Discover. We deliver the finest care at the most reasonable cost to our patients, therefore, payment is due at the time service is rendered unless other arrangements have been made in advance.  If you have questions regarding your account, please contact us directly at Pleasanton Office Phone Number 925-425-7545.  Usually, a telephone call can clear any misunderstandings. You can be rest assured that you will receive a written treatment plan with all fees clearly explained and agreed to prior to starting any dental treatment.  We don’t like surprises any more than you do!

We are here to help! Please call for more information about financing your oral health needs in our office!